CFO-Level Financial Leadership Without the Full-Time Hire.

Koldconvert Fractional CFO gives high-growth companies access to experienced financial leadership at the right cost for their stage. We build the financial infrastructure, models and investor-ready reporting that founders need without the salary, equity and overhead of a full-time CFO. Whether you are preparing for a raise, scaling quickly through a new market or building the financial discipline needed for Series A due diligence, we provide the financial command layer your business requires to grow with control.

• You are preparing for a Series A, B or growth round and do not have a financial model that can withstand investor scrutiny or answer due diligence questions.
• The CEO or COO is spending 20% or more of their time on financial management, reporting and investor questions that a CFO should own.
• You know your revenue and burn rate but cannot confidently answer what your unit economics look like across different customer segments or channels.
• Board meetings involve spending the first 20 minutes reconciling different versions of financial data from different team members.
• You are heading toward an audit, acquisition or a significant contract that requires investor-grade financial records and you do not have them.

• Three-statement financial model with integrated revenue drivers, headcount planning and scenario analysis
• Unit economics analysis across customer segments, channels and cohorts with payback period and LTV calculation
• Investor-ready data room with financial model, cap table, management accounts and key metric summary
• Monthly management accounts with P&L, cash position, runway and key SaaS or business metrics
• Board pack template and monthly preparation so board meetings start with shared, trusted financial data
• Strategic finance advisory: pricing model review, hiring plan optimisation, fundraise timing and capital efficiency guidance

ARR (Annual Recurring Revenue)

ARR is the annualised value of all active recurring subscriptions or contracts, used as the primary revenue metric for subscription businesses. It normalises revenue to a 12-month value regardless of billing frequency and is the metric most investors use to assess the scale and trajectory of a SaaS business.

CAC Payback Period

CAC payback period is the number of months a company needs to recover the cost of acquiring a customer from that customer's gross margin contribution. A payback period under 12 months signals capital-efficient growth. Longer payback periods increase funding requirements and indicate the business needs either lower CAC or higher margin per customer.

Burn Rate

Burn rate is the monthly net cash outflow of a company above revenue received. Gross burn refers to total monthly spend. Net burn subtracts revenue. Runway is calculated by dividing current cash balance by monthly net burn rate, indicating how many months the company can operate without additional funding.

Unit Economics

Unit economics describes the direct revenue and costs associated with a single unit of business, typically one customer. For SaaS companies, strong unit economics means LTV is at least three times CAC and the payback period is under 18 months. Unit economics determine whether a business model is sustainable at scale independent of growth rate.

Data Room

A data room is a secure, organised repository of documents and data shared with prospective investors during due diligence. A strong data room includes the financial model, cap table, management accounts, customer contracts, key metric analysis, legal documents and employment records, structured so investors can complete diligence efficiently.

NRR (Net Revenue Retention)

NRR measures how much of the revenue from an existing customer cohort is retained and grown over a period, after accounting for expansion, contraction and churn. NRR above 120% is considered best-in-class for SaaS and means the existing customer base grows revenue organically without requiring new logo acquisition.